Discover How to Apply for the BoA Unlimited Cash Rewards Card

Important Info Before Applying for the BoA Unlimited Cash Rewards Card

The BoA Unlimited Cash Rewards Card, issued through the Visa Signature network, offers a flat 1.5% cash back on every purchase with no spending limits, and additional benefits may apply for Preferred Rewards members.

Credit Card

BoA Unlimited Cash Reward

Want the card? Apply now.

GO TO OFFICIAL WEBSITE * You will be directed to an external website

The Preferred Rewards program provides exclusive benefits to Bank of America customers who meet specific requirements.

The cashback rate for members increases between 1.87% and 2.62% for every purchase they make through their credit card.

The eligibility requirement for this program includes active Bank of America account ownership and a minimum combined average balance of $20,000 across three months. The total amount for qualification combines Bank of America deposit accounts with Merrill investment portfolios.

The BoA Unlimited Cash Rewards Card provides users with no annual fees and 0% interest rates for 15 months on both purchases and balance transfers.

The variable APR for this card will increase to 18.24% to 28.24% after the introductory period ends. The initial balance transfer fee amounts to 3% but will rise to 4% after the first period.

New card members receive a $200 bonus reward after spending $1000 during their first 90 days of card ownership.

The cash rewards from Bank of America remain valid indefinitely and customers can choose from multiple redemption options including statement credits and direct deposits to their BoA account and Amazon.com purchases and PayPal checkout.

For a complete understanding of all benefits continue reading.

Who can Apply?

The application process for this card does not require current Bank of America customers since new card accounts will automatically generate after approval.

The BoA Unlimited Cash Rewards Card requires applicants to be at least 18 years old but Puerto Rico residents need to be 21 years old.

The card exists for all 50 U.S. states which provides broad accessibility to applicants throughout the country.

The eligibility requirements demand either U.S. citizenship or possession of a valid passport and authorized work visa from foreign nationals.

Applicants who want to increase their chances of approval need to have FICO credit scores between 670 and 700 in the good to excellent range.

During the application process you must show verifiable proof of income by submitting official financial documents.

The requirements do not ensure approval because Bank of America makes final decisions based on their internal review process and card availability.

What’s the Process to Apply for the BoA Unlimited Cash Rewards Card?

You can start your application by going to the Bank of America website and selecting the “Apply Now” button which leads you to the online application form.

You must enter your first name and last name along with your residential address and phone number and email address on this page.

The application process becomes easier when you use your Bank of America account login because it will automatically fill out some of the required information. The application requires you to provide your Social Security number and information about your housing situation and your monthly costs and your income amount.

The bank requires this financial information to conduct a complete credit assessment during the approval stage.

The application requires you to upload documents which include proof of residence together with a driver’s license or passport and bank statements that show your recent income.

Bank of America offers various customer service channels for assistance with the application process including live chat and phone support as well as help through their official channels.

Credit Card

BoA Unlimited Cash Reward

Did you like the terms? Apply now.

GO TO OFFICIAL WEBSITE * You will be directed to an external website

Full Details

The card functions as a digital version which works seamlessly with smartphone digital wallets without requiring a physical card. Bank of America offers the following security features for protection:

The platform offers more than just rewards because it serves as an effective financial management solution.

See what else is available

The Capital One SavorOne focuses on reward benefits by offering 1% cashback on all eligible purchases and up to 3% in select everyday categories.

This card provides excellent security features and user-friendly functionality while you can discover the application process in a few easy steps.