Find Out How to Apply for the American Express Blue Preferred Card
Find Out How to Apply for the American Express Blue Preferred Card
The American Express Blue Preferred Card provides a complete card experience with premium benefits and the established rewards system of Amex.
What Should You Know Before Applying for the American Express Blue Preferred Card?
The Blue Preferred Card provides 6% cashback rewards when you shop at supermarkets and subscribe to streaming services.
Credit Card
AMEX Blue Preferred
Dreaming of Amex? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Blue Preferred Card provides 1% cashback on all eligible purchases, with enhanced rates available in select categories, including:
- 3% on gas station purchases in the U.S.
- 6% on streaming subscriptions
- 3% on parking, tolls, trains, buses, taxis, and similar services
- 6% on supermarket purchases (up to $6,000 annually)
The Blue Preferred Card establishes its initial credit limit at $1,000 while providing potential limit increases according to customer profiles and requirements.
The card provides a $300 cashback reward to new members who spend $3,000 during their first three months of ownership.
The first year of card ownership comes with no annual fee but the second year and beyond require a $95 annual fee.
The card provides 0% introductory APR benefits for both purchases and balance transfers during the first 12 months.
The variable purchase APR extends from 19.24% to 29.99% after the introductory period ends.
American Express offers users the Pay It feature which enables them to make fast payments for small transactions while maintaining reward earnings.
The Plan It service enables users to divide purchases above $100 into set monthly payments with established payment terms.
The following section explains everything you need to know about obtaining an Amex Blue Preferred Card.
Can You Apply for This Card?
The Blue Cash Preferred Card provides more flexibility than other American Express cards which mainly target premium personal and business users.
The Blue Cash Preferred Card requires cardholders to meet standard eligibility criteria which includes being a U.S. citizen and being at least 18 years old and having verifiable income.
The Blue Cash Preferred Card requires a solid credit history for its approval process. The credit check process requires applicants to let Amex access their credit information which should show positive credit scores and regular payment history.
The Blue Cash card approval becomes less likely for applicants who have shown negative behavior on other Amex products. The approval of the Blue Cash card depends on card availability and Amex’s internal review even when all eligibility criteria are met.
How Can I Apply for the Amex Blue Cash Preferred Card?
The Blue Cash Preferred Card application process at American Express exists as a direct online application which users can access through their official website.
Applicants do not need an Amex account to apply but logging in with their username and password enables automatic population of some application fields.
The application form becomes accessible after users select “Apply Now” on the website where they need to provide their full name and date of birth and email address and residential address.
The application requires applicants to submit their Social Security number together with annual income details and yearly expenses and income source information that includes employment status and military service and business ownership and retirement status.
After submitting the application American Express performs a complete credit evaluation of the applicant’s financial situation to make approval or denial decisions based on their assessment.
The American Express website provides live chat support to assist applicants who need help during their application process.
The accuracy of all provided information ensures both timely processing and eliminates the requirement for additional submissions which helps speed up the approval process.
Credit Card
AMEX Blue Preferred
Like the terms? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The Send & Split feature enables users to split bills with friends directly from the Amex app. Cardholders receive special Amex Offers which include exclusive deals for shows and concerts and other events.
The card offers $84 in annual cashback rewards to users who spend at least $9.99 per month on Disney Bundle subscriptions and receive $10 monthly statement credits for Equinox+ services.
The card provides rental car loss and damage insurance as well as access to the Global Assist Hotline and dispute resolution support and full online account management.
Looking for another great choice?
The American Express Gold Card provides users with 4x points and a 60,000-point welcome bonus for new cardholders.
The Gold Card has its own set of features and you can easily learn how to apply.
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