Find Out How to Apply for the Discover It Cash Back Card

The Discover It Cash Back Card offers 5% cashback, making it a smart choice for everyday spending. Want to apply?

What Should You Know Before Getting the Discover It Cash Back Card?

The Discover It card provides users with unlimited 5% cashback rewards on purchases that fall into categories which change every three months.

Credit Card

Discover It Cash Back

Want unlimited cash back? Apply now.

GO TO OFFICIAL WEBSITE * You will be directed to an external website

The Discover It Card provides users with unlimited 5% cash back rewards on selected categories which Discover updates every three months.

The Discover Cashback Calendar operates as a 5% cash back system that distributes eligible categories quarterly to match typical spending habits.

The card offers 5% cash back rewards on supermarkets, pharmacies, gas stations, streaming services and travel expenses. The card provides unlimited 1% cashback rewards for all purchases that do not fall into the designated categories.

You can redeem your rewards through three different methods which include direct bank account deposits and statement credit applications and Amazon.com and PayPal purchase redemption.

The Unlimited Cashback Match feature provides automatic dollar-for-dollar cash back matching for your first year without requiring any enrollment.

Your cashback rewards of $300 will be doubled to $600 when the first year ends.

Read on to determine if the Discover It Cash Back Card provides value for your regular spending activities.

Who Can Get Approved?

The application process for Discover requires U.S. residents who maintain an active bank account and possess a valid Social Security number.

The application process requires all applicants to reach the age of 18 but certain states enforce a minimum age requirement of 19.

The annual income verification serves as a critical factor because it determines your initial credit limit amount.

The Discover It Cash Back Card approval process tends to accept applicants who have good to excellent credit scores ranging from 670 to 850.

Applicants who have not achieved this credit tier should concentrate on developing their credit history. The process of building credit history has specialized credit cards that provide accessible alternatives.

How Can I Apply for the Discover It Cash Back Credit Card?

The application process begins when you access Discover’s official website to select the “Apply Now” button.

The initial part of the application requires you to enter your ZIP code together with the last numbers of your Social Security number and your birthdate.

The application process requires you to supply your complete name and residential address and email address and phone number and monthly income and additional personal and financial details.

Applicants must provide supporting documents which include proof of residence together with recent pay stubs and bank statements to authenticate their application information.

After finishing the application Discover will perform a complete credit evaluation to check your credit score for determining your eligibility and credit limit potential.

Credit Card

Discover It Cash Back

Liked the card? Apply now.

GO TO OFFICIAL WEBSITE * You will be directed to an external website

More Details

The introductory 0% APR lasts for 15 months on purchases and applies at 3% for balance transfers. The standard variable APR adjusts to between 17.24% and 28.24% for purchases after the promotional period and balance transfers are subject to a 5% fee.

The Discover offers 25 different card designs to applicants who want to customize their card. The application process at Discover is quick and simple.

The Discover It Card provides online privacy protection with enhanced security features which can be activated through the Discover mobile app.

You can instantly stop new transactions on your lost or stolen card by using the Freeze It feature which has an on/off switch available through the app or website.

The fraud protection service at Discover protects cardholders from unauthorized charges so they will not be responsible for these transactions.

Looking for another great card?

Discover It provides a card that serves as a balance transfer solution to help you manage or decrease your debt.

The card provides security features and dependable benefits and you can learn how to apply easily.