Find Out How to Get a Wells Fargo Active Cash Card
Find Out How to Get a Wells Fargo Active Cash Card
What You Should Know Before Getting the Wells Fargo Active Cash Card
Two standout perks make the Wells Fargo Active Cash Card shine: unlimited 2% cashback on every purchase and a $200 welcome bonus!
Credit Card
Wells Fargo Active Cash
Want to enjoy the benefits of Wells Fargo? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Wells Fargo card has gained popularity in the American market because of its benefits including:
- Named the top simple cashback credit card by NerdWallet three years in a row: 2022, 2023, and 2024
- Recognized by The Ascent in 2023 as the best credit card with no annual fee
- Awarded best fixed-rate cashback card in 2024 by the Bankrate Awards
The card provides unlimited 2% cash back rewards for all purchases with multiple redemption choices through gift cards and statement credits and direct deposits and ATM withdrawals and PayPal.
New cardholders receive a 0% intro APR benefit for 15 months on eligible purchases and balance transfers without needing to pay any annual fee.
The variable APR will adjust between 20.24%, 25.24%, and 29.99% after the intro period ends and balance transfers will shift after 120 days.
The card provides Visa Signature benefits including concierge services and travel assistance which makes it suitable for regular purchases.
The following review will help you determine if Active Cash meets your financial objectives.
Who’s Eligible to Apply?
The Wells Fargo Active Cash Card application requirements follow standard procedures throughout the United States which enables a wide range of applicants.
All applicants must either be U.S. citizens or possess a valid work visa. The most important requirement is that all documents remain current regardless of the applicant’s nationality.
The majority of applicants need to reach age 18 but certain states require applicants to be between 19 and 21 years old.
The approval process requires applicants to have a stable income and a FICO credit score that falls within the good to excellent range starting at 670.
Your income along with your credit rating influence both your approval chances and your potential credit limit amount.
How Can I Submit an Application for the Active Cash Card?
You can start your credit card application process by clicking the ‘Apply Now’ button that leads to the official application form.
Wells Fargo customers who access their account through the system will have their personal information automatically completed.
New applicants must submit their full name together with their Social Security number and date of birth and residential address and city and ZIP code and email and phone number.
The application requires you to provide your birth country and answer a security verification question.
You need to provide your housing status selection between own, rent or other and your employment details which should include employed, self-employed, unemployed or retired status as well as your annual income amount.
You must agree to Wells Fargo’s verification process before continuing with your application.
After submitting your application the bank will assess your information to determine your eligibility for approval.
You can contact Wells Fargo’s customer support team whenever you need assistance. The application system provides an easy-to-use interface which responds to requests at a fast pace.
Your application process will become faster when you provide all information accurately and fully so that there will be no need for additional follow-ups or corrections.
The necessary steps to complete will not secure approval because Wells Fargo makes decisions based on their internal criteria and card availability.
More Details
The Wells Fargo Active Cash offers cell phone coverage of up to $600 for loss or theft incidents or damage with a $25 activation deductible.
Wells Fargo provides emergency travel assistance to its customers who receive zero-liability protection for prompt reports of unauthorized purchases.
The My Wells Fargo Deals program provides personalized discounts and cashback rewards based on your individual spending patterns.
Users who subscribe to Credit Close-up receive real-time FICO credit score tracking and 24/7 roadside dispatch services for towing and emergencies.
Wells Fargo offers a collision damage waiver for car rentals which protects against theft and physical damage throughout your rental duration.
Curious about a different choice?
The U.S. Bank Cash+ Visa Signature Card presents an alternative option with good terms and 5% cashback rewards across different categories for you to consider.
You can review the application process since this card has similar eligibility requirements.
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