How to Get Started with the American Express Platinum Card
How to Get Started with the American Express Platinum Card
The American Express Platinum Card serves as the brand’s most iconic offering, known for its premium status and everyday luxury — apply today.
What Should You Know Before Getting the American Express Platinum Card?
The classic American Express Platinum Card provides new cardholders with 150,000 Membership Rewards points and outstanding travel benefits.
Credit Card
AMEX Platinum
Want the Amex card? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Platinum Card functions as American Express’s top-tier image which provides numerous premium advantages to its card members.
New members who spend $8,000 in the first six months after opening their account receive 150,000 Membership Rewards points as their welcome bonus.
The card provides 5x points for flights purchased directly from airlines (up to $500,000 annual purchases) and prepaid hotel bookings. Members earn one point for every dollar spent on all eligible purchases except flights and hotel bookings.
The Platinum Card charges its members a high annual fee of $695 but provides no foreign transaction fees during international purchases.
The card provides members with an extensive range of travel advantages:
- Custom travel plans and tips
- Fine Hotels+ access (1,500+ hotels)
- Discounted fares via International Airline Program
- $200 Uber Cash per year
The Platinum Card provides a full range of benefits which you can discover by continuing to read.
Can You Apply for This Card?
The American Express requirements state that applicants need to fulfill basic eligibility criteria which includes reaching the age of 18 since the card does not extend to people below this threshold.
The company requires all applicants to follow U.S. regulations by providing valid and current official documentation.
The approval chances for the Amex card increase when applicants have good to excellent credit scores that exceed 700 according to Amex recommendations.
The ability to demonstrate a stable monthly income stands as a crucial element for credit approval and success in obtaining the Platinum Card.
Applicants do not need to have any existing Amex products or accounts to submit an application for the Platinum Card.
How to Apply for the Amex Platinum Card
Applicants can access the American Express platform through a straightforward “Apply Now” button which directs them to the online application form.
The application process for existing Amex customers becomes faster through their username and password login.
The application form requires users to enter their complete name along with birthdate and preferred card name and home address and email address and phone number and Social Security number.
The application requires users to provide their employment status among employed or business owner or retired or beneficiary and their annual income and post-tax income if applicable.
The form includes both virtual assistant chat support and standard customer service contact options for applicants to seek assistance.
After submitting the form, Amex performs a credit review and notifies applicants of approval or denial.
The application process through Amex does not result in credit score changes even when your application gets rejected. Amex sets restrictions on the number of applications that customers can submit because of card availability limitations.
Meeting eligibility requirements enhances your chances of approval but does not guarantee final approval.
Credit Card
AMEX Platinum
Like the terms? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The Platinum Card provides cardholders with up to $20 in monthly credits when they use their card to buy Disney+ services.
The Walmart+ membership provides cardholders with both monthly statement credits and special deals from Saks Fifth Avenue and Equinox and SoulCycle and Resy.
The card provides purchase protection of up to $50,000 per year and return protection services and exclusive entry to special events.
The Platinum card allows you to customize your design between Classic Platinum and the Art X collection which features artwork by Kehinde Wiley and Julie Mehretu.
The Plan It feature enables users to divide big purchases into manageable monthly payments with straightforward payment terms.
Send & Split allows users to transfer money and split expenses through Amex while providing cell phone protection with a maximum coverage of $800 per claim and a $50 deductible.
The American Express app provides access to cardholders along with a yearly financial report and supplementary Platinum card ordering capabilities.
Looking for another choice?
The American Express Green Card offers a lower annual fee than the Platinum but still provides numerous valuable benefits.
The eligibility requirements for both cards remain very similar.
You can easily discover the application process.
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