Learn How to Apply for the Wells Fargo Reflect Card
Learn How to Apply for the Wells Fargo Reflect Card
The Wells Fargo Reflect card comes with no maintenance fee, solid security benefits, and is widely accepted by Visa, making it perfect for everyday use.
What You Should Know Before Submitting Your Application
The Wells Fargo Reflect is a multi-award-winning card, offering key benefits such as a 0% introductory APR for 21 months and a $0 annual fee!

Credit Card
Wells Fargo Reflect
Want a good and award-winning card? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteWells Fargo operates as a major American financial institution which delivers multiple services to customers throughout the United States. The company delivers its services through investments and wealth management and small business support and corporate and investment banking.
The Wells Fargo Reflect Card represents one of the credit card options available through the company. The Visa-branded card provides two main advantages to its users.
- The card does not require any annual fee for its maintenance.
- The Wells Fargo Reflect Card offers 0% introductory APR for 21 months starting from account opening then the APR will adjust between 18.24% and 29.99%.
- The account opening period allows cardholders to benefit from reduced balance transfer rates for up to 120 days.
The card has received multiple awards in the U.S. market, including:
- The Ascent has named this card as the Best 0% Credit Card of 2024.
- The CNBC Select publication has chosen this card as its Best 0% Credit Card of 2024.
- US News has selected this card as the Best Balance Transfer Credit Card of 2023.
The Wells Fargo Reflect Card provides reliable service through its highly respected financial product features. Read on to discover more important details.
Who Can Apply for This Card?
The Wells Fargo Reflect serves as a basic credit card product which provides favorable conditions for public consumers.
Applicants need to meet two conditions to qualify for the card: they must be older than 18 years old and have U.S. residency through citizenship or legal residence.
The income requirements are adaptable so you must show an amount that matches your desired credit limit.
Applicants need to maintain good to excellent credit scores to boost their chances of getting approved.

Applicants should prepare the following documents during their application process:
- Social Security card copy
- Passport with work visa
- Proof of income
- Proof of residence
How Can I Apply for the Wells Fargo Reflect Credit Card?
You can start your application through the “Apply Now” section located on the Reflect page. The application process requires you to submit the following information:
Personal Information: Full name, suffix, date of birth, and SSN/ITIN.
Contact Details: You must provide your complete address with city and state and ZIP code and your nationality country and email address and phone number.
Security Details: Your mother’s maiden name.
Financial Information: The application requires you to specify your housing situation between ownership and renting or other options and your employment status between employed and self-employed and unemployed and retired and your total annual income.
After completing all necessary fields you must pass through the security checks. Wells Fargo will analyze your submitted information to establish your eligibility for the card.
The application process requires you to submit extra documentation while the bank will contact you to verify your information. You can contact Wells Fargo customer support for help when needed.

Credit Card
Wells Fargo Reflect
Like everything? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The Wells Fargo Reflect card provides low fees together with useful daily life benefits that include cell phone protection which covers up to $600 for theft or damage (with a $25 deductible).
The Roadside Dispatch service provides 24/7 assistance that includes towing and locksmith services.
The Zero Liability Protection policy protects you from responsibility for unauthorized or unrecognized transactions.
The My Wells Fargo Deals program gives cardholders exclusive merchant offers which provide cashback rewards for their purchases.
The Credit Close-Up service provides Wells Fargo customers with free access to FICO score monitoring and personalized improvement recommendations.
This card provides excellent everyday functionality at an affordable price point.
Want to discover another choice?
If you’re looking for a card with more benefits, but are okay with higher costs, consider the Wells Fargo Autograph. It comes with a $200 bonus and $0 annual fee.
This card also provides 3x points on purchases in various categories, Visa Signature services, travel assistance, and roadside dispatch. Find out how to apply.
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