Top Credit Cards Under $2,000
Top Credit Cards Under $2,000
The following top picks offer reliable credit cards for daily spending with $2,000 starting limits.
The $2,000 limit credit cards provide excellent financial control while allowing sufficient spending for average daily expenses. Check out these 5 options to find the right fit:
1) Chase Freedom Unlimited Credit Card
The Unlimited Credit Card from Chase provides a starting credit limit of $500 which can grow up to $2,000 based on individual eligibility requirements.
CREDIT CARD
Chase Freedom Unlimited
The credit limit starts at $500. If you’re already interested in applying for this card, simply check out how to apply below.
SEE HOW TO APPLY * You will remain on the current websiteNew users receive an additional 1.5% cashback reward which increases your total rewards to 6.5% for Chase Travel purchases and 4.5% for restaurant spending and 3% for all other transactions.
The lack of annual fees allows you to earn up to $300 cashback during your first year of membership. The cashback rewards from this card never expire and you can redeem them through various options including cash payments and Amazon points and gift cards and travel bookings on Chase’s platform.
You can determine your application process by checking your credit score which needs to be good to excellent.
2) Citi Double Cash Credit Card
The Citi Double Cash stands as one of the top choices for 2024 because it provides a credit line that begins at $500 and reaches a maximum of $2,000 for U.S. customers.
The card gives you 2% cashback rewards because you earn 1% at the time of purchase and another 1% when you pay your bill without any spending limits and multiple ways to redeem rewards.
CREDIT CARD
Citi Double Cash
The credit limit starts at $500. If you’re ready to explore how to apply for this card, just check out how to apply below.
SEE HOW TO APPLY * You will remain on the current websiteThe Citi card provides additional benefits through specific categories which offer 5% cashback rewards for hotel stays and car rentals. The card provides a $200 cashback reward to new users who spend $1,500 during their first six months of account ownership.
The card provides reliable daily spending capabilities through its 24/7 customer support system and digital wallet compatibility and fraud protection features and entertainment benefits.
The combination of features makes this card an excellent selection for cardholders who want to apply.
3) Discover It Cashback
The Discover It card stands among the top credit options as recognized by Nerdwallet and analysts from Forbes. The credit limit starts at $500 but many users have reported their limits reaching $2,000.
CREDIT CARD
Discover It Cashback
The credit limit starts at $500. If you’re ready to explore how to apply for this card, just check out how to apply below.
SEE HOW TO APPLY * You will remain on the current websiteThe Discover card does not have an annual fee and gives 5% cashback in categories that change every quarter according to Discover’s calendar.
The categories that qualify for cashback rewards include restaurants, gas stations, and streaming platforms. All other purchases earn unlimited 1% cashback, which can be redeemed flexibly.
Discover also offers a Cashback Match for the first year—doubling all the cashback you earn during that period without any cap.
Cardholders can also select a custom design for their card. Approval generally requires a good to excellent credit score. Learn how to apply.
4) U.S. Bank Platinum Credit Card
The Visa Platinum Card from US Bank offers no annual fee and a 0% APR promotion that extends for 21 billing cycles which stands as one of the longest introductory offers available.
The card supports credit growth through its free credit score tracking feature and payment flexibility provided by the US Bank ExtendPay program.
CREDIT CARD
US Bank Platinum
The credit limit starts at $500. If you’re ready to explore how to apply for this card, just check out how to apply below.
SEE HOW TO APPLY * You will remain on the current websiteThe card provides automatic payment options and ID Navigator by NortonLifeLock and up to $600 protection for cell phone damage or theft.
The card has gained popularity since its introduction as a starting credit limit of $500 which qualifies to $2,000 for qualified applicants.
The eligibility requirements match the benefits by needing a strong credit score and confirmed stable income. Learn how to apply.
5) Aeroplan Credit Card
The Air Canada Aeroplan card stands as one of the top picks for 2024 according to Forbes despite its primary focus on the Canadian market.
CREDIT CARD
Aeroplan Credit Card
The credit limit starts at $2,000. If you’re ready to explore how to apply for this card, just check out how to apply below.
SEE HOW TO APPLY * You will remain on the current websiteThe card is available to U.S. customers through the Mastercard network and provides special perks like up to 70,000 bonus points after spending $3,000 within the first 3 months.
The card offers 3x points per dollar spent on groceries, dining, and travel, and 1x points on all other qualifying purchases.
Additional exclusive benefits apply when booking flights with Air Canada, and the credit limit begins at $2,000. Learn how to apply.
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