Top Credit Cards Under $5,000

Multiple high-limit credit card options exist for those who need increased spending power to meet their daily requirements. Explore them now!

People who need high credit limits for their daily expenses should check our selection of top credit cards that start at $5,000. Check out the top-rated cards available right now!

1) Capital One Venture Rewards

The Capital One Venture Rewards stands out as a versatile credit card, starting with a $5,000 credit limit to meet even the most demanding everyday expenses in the U.S. market.

The current offer features unlimited 2x miles on all purchases and 5x miles for hotel and car rental bookings made through Capital One Travel.

CREDIT CARD

Capital One Venture Rewards

The credit limit starts at $5,000. If you’re already considering this card, you can check how to apply below.

SEE HOW TO APPLY * You will remain on the current website

The card comes with a $95 annual fee that removes foreign transaction fees and has a variable APR range from 19.99% to 29.99%.

The card provides multiple ways to redeem your miles which include cash redemption and travel booking and other options.

The card provides up to $100 credit for Global Entry or TSA PreCheck expedited airport screening.

The card provides multiple benefits which include premium hotel stays and travel arrangements and dining events and Capital One Rewards exclusive events during 2024.

The premium nature of this product demands both high income and excellent credit scores which results in limited approval opportunities. Here’s how to apply.

2) American Express Green Credit Card

American Express stands as one of the most respected brands throughout both the United States and worldwide. The Green Card features spending limits that reach approximately $5,000 but the issuer does not establish any minimum spending threshold.

New members who meet the spending requirement of $3,000 within six months will receive 40,000 Membership Rewards points as their welcome bonus.

CREDIT CARD

American Express Green Credit Card

The bank does not specify a fixed minimum. If you’re interested in applying for this card, simply check out how to apply below.

SEE HOW TO APPLY * You will remain on the current website

The card provides 3x points across multiple categories including:

Hotels, tours, rentals, cruises, trains, taxis, tolls, parking, buses, subways, restaurants, and food delivery services.

All other purchases earn 1x points.

The card includes premium features such as Send & Split money transfer service and Plan It which allows you to split purchases above $100 into monthly installments with a set fee.

The premium card requires strict approval standards for its application process.

3) Amex Blue Cash Preferred Card

The American Express Blue Cash Preferred is another credit card option that offers great benefits from one of the most well-known companies in the world.

CREDIT CARD

Amex Blue Cash Preferred

The bank does not specify a fixed minimum limit. If you’re interested in applying for this card, simply check how to apply below.

SEE HOW TO APPLY * You will remain on the current website

The card provides different cashback percentages according to the purchase type including:

6% cash back rewards when customers shop at U.S. supermarkets.
6% cash back rewards for streaming services that meet specific requirements.
3% cash back rewards for public transportation expenses and taxi fares and parking fees and tolls.
3% cash back rewards when customers use it at gas stations.
1% cash back rewards on all purchases which directly apply to your account balance.

The card provides three essential benefits to cardholders including an $84 Disney Bundle credit and Send & Split functionality and multiple redemption options.

The terms of this card offer better benefits than numerous other Amex cards with clear application instructions.

4) Chase Sapphire Preferred Credit Card

The Chase Sapphire Preferred holds a position among the top credit cards based on evaluations from multiple financial review organizations operating in the U.S.

The credit limit starts at $5,000 after a complete evaluation of each applicant’s financial situation. New card members receive 60,000 bonus points after using their card for $4,000 during their first three months.

You will receive 3x points for dining purchases and 2x points for general travel expenses and additional rewards that include 5x points for travel booked through Chase Travel.

The card provides 3x points for both online grocery shopping and streaming service purchases. Your rewards stay flexible because Ultimate Rewards do not expire and you can use Chase Pay Over Time.

The premium nature of this card requires applicants to demonstrate excellent credit scores and significant income levels. Learn how to apply.

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